Privacy Policy

This privacy policy document ("Privacy Policy") is published in accordance with the provisions of Rule 4 (1) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

General

Wise Banker ("we", "our", "us") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and share your personal data when you use the Wise Banker app ("App").

Wise Banker empowers users to manage personal finances manually without any automated bank integrations or third-party systems.

Wise Banker does not directly provide or distribute any financial products or services, but may introduce additional features to enhance user experience.

Terms of Consent

By accepting this Privacy Policy, you confirm that you have read and agreed to its terms. If you do not agree, please discontinue using the platform.

Types of Data We Collect

We may collect your name, age, mobile number, gender, email address, location, device information, and content you voluntarily upload to access features like budgeting and savings goals.

Categories include:

• Personal particulars (name, gender, date of birth)
• Contact information (email, phone number, address)
• Device permissions such as SMS, contacts, and media files
• Submitted financial proof only when voluntarily provided

Purpose of Data Use

1. Personal finance management
2. Customer support and issue resolution
3. Marketing communication (if opted-in)
4. Usage analytics and feature enhancement
5. Compliance with regulatory and legal obligations

Your Rights

You may request access, correction, or deletion of your data. Some deletions may prevent access to the platform.

Security Measures

We apply strong encryption, limited access controls, and secure storage systems, however no system can guarantee 100% security.

Policy Updates

We may update this Privacy Policy periodically. Continued use of the platform means you accept the revised policy.

Contact Us

Email: support@wisebanker.co.in